My name is Tom Carnell. I was born and grew up in the UK and now live with my wife and children in wonderful Spain. I am an experience software engineer and have been building high-quality web apps for almost 20 years.

Recently I co-founded and was a Director and CTO of ETFmatic Ltd - an FCA regulated investment management firm - a fintech "Robo-advisor" that operated across Europe. I am mentioned here in InvestmentWeek Robo-adviser ETFmatic introduces multiple currency trading (near the bottom). Essentially I built a ground-up multi-currency FCA compliant trading platform and client management system. The company is still going strong and is still based on the technology I built.

I build apps that I have a personal use for and that I believe are generally beneficial to society, with ETFmatic and OnWebChange as examples of this.

With FamilyGuard, I hope that nobody actually needs to use it! but that's the point - if you do need it, I really hope it helps you and your family.

Many thanks,